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Personal Banking

At Coconut Grove Bank we've designed our products with you in mind. Coconut Grove Bank strives to provide you and your family with the highest level of personal service. Your local Personal Banking Officer is committed to making it easy and stress free to manage your finances. Local Management. Swift Decisions. Experience the difference at Coconut Grove Bank.

Click here to open an account online today!

Product Minimum Opening Deposit Maintenance Fees * Minimum Daily Balance to Avoid Maintenance Fee Interest Bearing  
Personal Checking
Unlimited Check Writing
$100 $10 Monthly $500 No Rate Info
Personal Interest Checking
Unlimited Check Writing and competitive interest rates for individuals or nonprofit organizations.
$100 $10 Monthly $1,000 Yes Rate Info
Personal Money Market
Low Minimum Balance Requirement, competitive tiered interest rates. Federal Regulations limit the number of pre-authorized or telephone transfers in any statement cycle, of which only six may be made by check or draft to third parties.
$100 $10 Monthly $2,500 Yes Rate Info
Personal Savings
Interest compounded daily and credited quarterly.
$100 $5 Quarterly $300 Yes Rate Info
Certificates of Deposit
Take advantage of an FDIC secure investment. You can select from a broad range of terms including 1, 3, 6, 12, 18, 30 and 60 months.
(12,18,30,60 months)
(1,3,6 months)
A penalty for early withdrawal may apply. N/A Yes Rate Info
Are you leaving your retirement income to chance? Take control and make a safe and secure investment in your future with a Traditional or Roth Individual Retirement Account.
  • A Traditional IRA allows you to defer taxes on your contributed earnings until they are withdrawn.
  • A Roth IRA is funded with taxable earned income contributions, thereby making distributions tax free. Funds withdrawn before a customer reaches 59 1/2 may be subject to income taxes and a 10% penalty. Other restrictions may apply. Consult with your tax advisor. 
$100 A penalty for early withdrawal may apply in addition to IRS tax penalties. N/A Yes Rate Info

* For additional fees related to these accounts, please refer to schedule of fees.

Features & Benefits


FDIC Equal Housing Lender
Wise Beyond Our Years. Since 1926.